DOES THIS SOUND FAMILIAR?
You're Not Alone in This Struggle
You've done the math in your head a dozen times, but something never adds up. You know $85,000 sounds like a lot until you realize you also lose health insurance, paid vacation, employer 401k matching, and sick days the moment you go out on your own. Most new freelancers undercharge by 30-50% in year one — not because they lack skills, but because nobody ever showed them how to calculate what they actually need to survive and thrive.
You're Guessing Your Rate From Thin Air
You've Googled 'freelance consultant hourly rate' and gotten answers ranging from $50 to $500. You have no idea which number applies to you, so you pick something that feels reasonable — which usually means you're leaving thousands of dollars on the table before you even start.
Benefits Are the Hidden Salary Killer
Your employer-sponsored health insurance, 401k match, paid time off, and payroll taxes were worth an extra $18,000–$25,000 on top of your base salary. If you don't bake those costs into your hourly rate, you'll work the same hours for dramatically less real income and wonder why freelancing feels so hard.
Billable Hours Are Never 40 Per Week
You assume you'll charge your rate times 40 hours times 52 weeks and hit your income target. But nobody warns you that between client hunting, invoicing, admin, and slow months, most freelancers bill 50-60% of their working hours at best. Ignore that reality and your annual income gets cut nearly in half.
Undercharging Attracts the Wrong Clients
When you set a low rate out of fear, you signal low value — and budget-conscious clients who haggle, micromanage, and pay late come flooding in. Meanwhile, serious clients who respect expertise and pay quickly are actively looking for consultants who charge more and justify every dollar.
THE SOLUTION
A Step-by-Step Formula Built for Your Exact Situation
The Freelance Rate Calculator Guide gives you a precise, personalized formula to determine exactly what you must charge per hour to fully replace an $85,000 salary with benefits — accounting for taxes, healthcare, retirement, slow months, and real billable hours. This is not vague advice or motivational fluff. You will open a single worksheet, plug in your actual numbers, and walk away knowing your minimum viable rate, your target rate, and your premium rate — and why each one exists. For $10, you get the financial clarity that most freelancers spend their entire first year trying to figure out by trial and expensive error.
WHAT YOU GET
Here's Exactly What's Inside the Guide
PERFECT FOR YOU IF...
This Guide Is Made For You If…
- ✓You're a salaried professional earning around $85K who wants to go freelance but has no idea what hourly rate actually replaces your total compensation
- ✓You've already started freelancing but suspect you've been undercharging because you never did the full benefits-and-taxes math
- ✓You're a consultant, coach, strategist, designer, writer, or any knowledge worker who sells time and expertise by the hour or project
- ✓You want a clear, numerical answer — not motivational advice — so you can make a confident, informed decision about leaving your job
REAL RESULTS
What People Are Saying
"I spent six months freelancing before buying this guide, and I discovered I had been undercharging by $38 an hour. Once I recalculated using the Three-Rate Framework and raised my rates, I replaced my full $87K salary — including health insurance — within four months. Worth every cent of the $10."
"I thought I understood freelance pricing until this guide showed me I was forgetting to account for 14 weeks of non-billable time per year. I recalculated my rate, raised it by $45 an hour, and landed my next two clients at the new number without a single pushback."
"Honestly I was skeptical that a $10 guide could tell me anything I didn't already know from years of reading freelance blogs. I was wrong. The healthcare and self-employment tax section alone showed me I was $19,000 short of replacing my old salary. Fixed it in one afternoon."
FAQ
Questions & Answers
100% Money-Back Guarantee
Try the entire guide completely risk-free for 30 days. If you work through the rate calculation framework and don't walk away with a clear, confident hourly rate that accounts for your full $85K salary plus benefits, email us for an immediate and complete refund. You keep the guide either way.
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